Intermediate: Managing Risk Course

 

Course Price

FREE
Enroll Now

About the Course

The Intermediate Managing Risk Course is designed for learners who want to understand how to mitigate financial risks, evaluate insurance options, and manage potential losses. This course follows the National Standards for Financial Literacy and provides knowledge on making informed decisions about protecting personal assets and minimizing financial loss.

Course Information

Categories: ,

Learning Objectives:

  • Assess and manage financial risks effectively.
  • Evaluate insurance options based on individual needs and circumstances.
  • Understand the implications of mandatory insurance types.
  • Implement strategies to minimize insurance costs.
  • Make informed decisions about health, disability, property, liability, and life insurance.
  • Grasp the role of public insurance programs.
  • Recognize and prevent insurance fraud, identity theft, and privacy risks.
  • Evaluate the value of extended warranties and service contracts.

Course Instructor

Moneyling Moneyling Author

Willingness to Accept Risk – NS Managing Risk 12-1

Risk NS Managing Risk 12-1
0
Understanding Risk and Insurance Costs – NS Managing Risk 12-1
0
Evaluating Insurance Premiums: NS Managing Risk 12-1a
0
Life, Health, and Disability Insurance for Young Adults: NS Managing Risk 12-1b
0

Factors Influencing Insurance Decisions – NS Managing Risk 12-2

Insurance Purchase Considerations – NS Managing Risk 12-2
0
Characteristics Influencing Insurance Decisions: NS Managing Risk 12-2a
0
Insurance Recommendations Based on Personal Characteristics: NS Managing Risk 12-2b
0

Mandatory Insurance – NS Managing Risk 12-3

Understanding Mandatory Insurance Requirements – NS Managing Risk 12-3
0
Homeowners’ Insurance Requirements: NS Managing Risk 12-3a
0
State-Mandated Auto Liability Coverage: NS Managing Risk 12-3b
0
Minimum Auto Liability Insurance: NS Managing Risk 12-3c
0

Factors Reducing Insurance Premiums – NS Managing Risk 12-4

Lowering Insurance Costs – NS Managing Risk 12-4
0
Factors Reducing Auto Insurance Premiums: NS Managing Risk 12-4a
0
Impact of Safe Driving Courses: NS Managing Risk 12-4b
0
Pros and Cons of Higher Deductibles: NS Managing Risk 12-4c
0

Health Insurance – NS Managing Risk 12-5

Health Insurance Coverage – NS Managing Risk 12-5
0
Employer vs. Private Health Insurance: NS Managing Risk 12-5a
0
Cost of Health Insurance vs. Consequences of No Coverage: NS Managing Risk 12-5b
0
Deductibles and Coinsurance Rates: NS Managing Risk 12-5c
0

Disability Insurance – NS Managing Risk 12-6

Understanding Disability Insurance – NS Managing Risk 12-6
0
Comparing Disability Coverage: NS Managing Risk 12-6a
0
Evaluating Financial Need for Disability Insurance: NS Managing Risk 12-6b
0

Property and Liability Insurance – NS Managing Risk 12-7

Coverage for Property and Liability – NS Managing Risk 12-7
0
Types of Losses Covered: NS Managing Risk 12-7a
0
Liability Situations: NS Managing Risk 12-7b
0
Factors Affecting Insurance Costs: NS Managing Risk 12-7c
0

Life Insurance – NS Managing Risk 12-8

Benefits of Life Insurance – NS Managing Risk 12-8
0
Financial Losses Due to Death: NS Managing Risk 12-8a
0
Costs and Benefits of Life Insurance: NS Managing Risk 12-8b
0

Public Insurance Programs – NS Managing Risk 12-9

Government Programs for Economic Hardship – NS Managing Risk 12-9
0
State Unemployment Programs: NS Managing Risk 12-9a
0
Medicare vs. Medicaid: NS Managing Risk 12-9b
0

Insurance Fraud – NS Managing Risk 12-10

Understanding Insurance Fraud – NS Managing Risk 12-10
0
Examples of Insurance Fraud: NS Managing Risk 12-10a
0
Legal Consequences of Insurance Fraud: NS Managing Risk 12-10b
0

Identity Theft and Privacy Risks – NS Managing Risk 12-11

Preventing Identity Theft and Fraud – NS Managing Risk 12-11
0
Vulnerabilities to Identity Theft: NS Managing Risk 12-11a
0
Protecting Sensitive Information: NS Managing Risk 12-11b
0
Strategies to Prevent Identity Theft: NS Managing Risk 12-11c
0
Steps for Identity Theft Victims: NS Managing Risk 12-11d
0

Extended Warranties and Service Contracts – NS Managing Risk 12-12

Evaluating Extended Warranties – NS Managing Risk 12-12
0
Costs and Benefits of Extended Warranties: NS Managing Risk 12-12a
0
Comparing Warranties to Insurance: NS Managing Risk 12-12b
0
Course Review
0
 

Course Price

FREE
Enroll Now

Course Outline

  • Willingness to Accept Risk – NS Managing Risk 12-1
    • Risk NS Managing Risk 12-1
    • Understanding Risk and Insurance Costs – NS Managing Risk 12-1
    • Evaluating Insurance Premiums: NS Managing Risk 12-1a
    • Life, Health, and Disability Insurance for Young Adults: NS Managing Risk 12-1b
  • Factors Influencing Insurance Decisions – NS Managing Risk 12-2
    • Insurance Purchase Considerations – NS Managing Risk 12-2
    • Characteristics Influencing Insurance Decisions: NS Managing Risk 12-2a
    • Insurance Recommendations Based on Personal Characteristics: NS Managing Risk 12-2b
  • Mandatory Insurance – NS Managing Risk 12-3
    • Understanding Mandatory Insurance Requirements – NS Managing Risk 12-3
    • Homeowners’ Insurance Requirements: NS Managing Risk 12-3a
    • State-Mandated Auto Liability Coverage: NS Managing Risk 12-3b
    • Minimum Auto Liability Insurance: NS Managing Risk 12-3c
  • Factors Reducing Insurance Premiums – NS Managing Risk 12-4
    • Lowering Insurance Costs – NS Managing Risk 12-4
    • Factors Reducing Auto Insurance Premiums: NS Managing Risk 12-4a
    • Impact of Safe Driving Courses: NS Managing Risk 12-4b
    • Pros and Cons of Higher Deductibles: NS Managing Risk 12-4c
  • Health Insurance – NS Managing Risk 12-5
    • Health Insurance Coverage – NS Managing Risk 12-5
    • Employer vs. Private Health Insurance: NS Managing Risk 12-5a
    • Cost of Health Insurance vs. Consequences of No Coverage: NS Managing Risk 12-5b
    • Deductibles and Coinsurance Rates: NS Managing Risk 12-5c
  • Disability Insurance – NS Managing Risk 12-6
    • Understanding Disability Insurance – NS Managing Risk 12-6
    • Comparing Disability Coverage: NS Managing Risk 12-6a
    • Evaluating Financial Need for Disability Insurance: NS Managing Risk 12-6b
  • Property and Liability Insurance – NS Managing Risk 12-7
    • Coverage for Property and Liability – NS Managing Risk 12-7
    • Types of Losses Covered: NS Managing Risk 12-7a
    • Liability Situations: NS Managing Risk 12-7b
    • Factors Affecting Insurance Costs: NS Managing Risk 12-7c
  • Life Insurance – NS Managing Risk 12-8
    • Benefits of Life Insurance – NS Managing Risk 12-8
    • Financial Losses Due to Death: NS Managing Risk 12-8a
    • Costs and Benefits of Life Insurance: NS Managing Risk 12-8b
  • Public Insurance Programs – NS Managing Risk 12-9
    • Government Programs for Economic Hardship – NS Managing Risk 12-9
    • State Unemployment Programs: NS Managing Risk 12-9a
    • Medicare vs. Medicaid: NS Managing Risk 12-9b
  • Insurance Fraud – NS Managing Risk 12-10
    • Understanding Insurance Fraud – NS Managing Risk 12-10
    • Examples of Insurance Fraud: NS Managing Risk 12-10a
    • Legal Consequences of Insurance Fraud: NS Managing Risk 12-10b
  • Identity Theft and Privacy Risks – NS Managing Risk 12-11
    • Preventing Identity Theft and Fraud – NS Managing Risk 12-11
    • Vulnerabilities to Identity Theft: NS Managing Risk 12-11a
    • Protecting Sensitive Information: NS Managing Risk 12-11b
    • Strategies to Prevent Identity Theft: NS Managing Risk 12-11c
    • Steps for Identity Theft Victims: NS Managing Risk 12-11d
  • Extended Warranties and Service Contracts – NS Managing Risk 12-12
    • Evaluating Extended Warranties – NS Managing Risk 12-12
    • Costs and Benefits of Extended Warranties: NS Managing Risk 12-12a
    • Comparing Warranties to Insurance: NS Managing Risk 12-12b
    • Course Review
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